I was in an elevator a few days ago with two guys. They were friends and I walked in half way through a conversation. One guy was telling the other how the hotel had charged something to his room and that he was going to have to go to the front desk and pay cash for it.
He specifically made a point say he was paying cash.
I was pretty happy about this. Love hearing that someone is consciously paying cash for things. Extra bonus points for talking about it with a friend. Awesome. I did a mental fist pump.
But my smile was quickly wiped off my face. He followed up his cash paying comment with this…
“Gotta keep those credit cards clear for the holidays!”
Darn it! So close!
What’s super sad is that he still has time to save up for Christmas! He doesn’t have to put it on a credit card, it’s only October! He still has lots of time to plan ahead and make sure that he gets through the holidays. He just needs to sit down and decide how much he needs and how he wants to spend it.
What would have happened if I had said that to him? What would have happened if I had suggested a Christmas budget?
Figure this; he’s already planning. He’s paying cash for things now so that he has an available balance on his credit cards for Christmas. Proof that he’s already thinking ahead. So it really wouldn’t require much more planning to take it up a notch and actually pay cash for Christmas! It’s already on his radar, he’s already changing his behavior in order to make Christmas happen. He needs to decide that a Credit Card Christmas isn’t something he is willing to accept anymore and then make the changes necessary.
What about you? Has all this Christmas talk made you wish for a green Christmas for yourself?