This is my kids last full week of school! I’m kinda freaking out. What on earth am I going to do with two kids all day long? I did some thinking and came up with some frugal activities to keep us busy this summer. Please keep in mind that we live in Phoenix so playing …
This article stems from a presentation I gave last year. Someone told me afterwards that it “made him think”. That is the highest compliment I can receive. I don’t expect everyone to agree with everything I say. But if it makes you think then I have done my job. So here we go… 701 billion …
If I could close my eyes and make one change in everyone’s finances I know what it would be. It wouldn’t be to have everyone pay off their debt. It wouldn’t even be to make everyone start saving for their future retirements. Although those would both be awesome. It would be to have everyone start …
I just finished reading QBQ by John Miller. This is a book about personal responsibility. It challenges you to stop placing blame and start solving problems. It’s goal is to turn questions like “Why is this happening?” to “What can I do to solve the problem?” It’s a quick and easy read. I read it …
I often get the label of frugal. I find this strange. It surprises me that people see me that way, since I don’t really consider myself especially frugal. I suppose it depends on your point of view. Compared to some I am exceedingly frugal. Compared to others I am wasteful. And that’s right where I …
Once you have decided to get out of debt there are two main schools of thought on how to do it. Either you pay the debt according to the balances, going from smallest to largest, or you pay them according to the interest rate, going from highest to lowest. Either of these methods are fine. …
