Frugality Advice For Good Times and Bad
In the late summer of 2010 we paid off my minivan. The payment was $460 per month. Instead of just absorbing that money into our monthly budget we opened a separate savings account and continued to make that payment to ourselves. In Feb of 2012 we had enough in that savings account to pay off …
Continue Reading about How We Broke the Cycle of Car Payments →
Well, I don’t HATE coupons, but I’m actually not a big fan of them. Don’t freak out! Let me explain. Coupons encourage shopping, and when you are shopping, you are spending money. I can hear you now, “But when I use a coupon I’m saving money!” If you are using the coupon to buy something you …
Cat over at Frugal Rules recently wrote about how much financial help a parent should give their adult child. That is an excellent question. I left a long comment over there but the more I thought about it the more I had to say. What are my plans to help out my adult children? First and …
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Saving for retirement is an important part of financial planning. Being familiar with the rules of both the Roth and Traditional IRA is important. It might seem complicated at first, but it's really not. You don't have to have it memorized, just be familiar with it. The main difference …
Continue Reading about Rules of the Game: Traditional IRAs →
Saving and investing are really the same thing. The word “saving” implies low risk/ short term, and the word “investing” implies higher risk/ longer term. But really, when you get down to it, they are the same thing. A lot of people get thrown off by the word “investing” thinking it’s something …
Continue Reading about Saving vs. Investing: A beginners guide →
I just finished reading Crush It by Gary Vaynerchuk. I liked it quite a bit. I certainly recommend it if you are thinking about striking out on your own, or are just tired of your current employment situation. If you need a push to follow your passion this is the book for you. He talks quite a …
